When it comes right down to it, the asset that you rely on most is
probably the most vulnerable one of life's unwanted surprises.
Think About It.
- Your car is insured in the event of an accident.
- Your home is insured in the event of a fire.
- Is your income insured in the event that you become sick or hurt and can't work?
Your income gives you security and the freedom to plan for the future. It helps pay your home and your car,
put food on your table, and cover college tuition, allowing you to make your hopes and dreams a reality.
How would you and your family survive if your pay check stopped tomorrow and didn't begin again for a year? 10 years? Never?
We don't have a crystal ball. No one can predict the future or avoid the risk of a disability. But you
can consider the risk and build a plan that will help you keep your financial security and independence
during a disabling sickness or injury.
How will you get paid if you can't work?
The average duration of a disability is 2.5 years.
- Do you have enough money in savings to sustain you for 2 years? Longer?
- Are you continuing on Social Security disability payments?
If so, consider this - to qualify for Social Security, your
disability must be expected to last at least 12 months or end
in death, and you must be unable to engage in any
occupation.
- If you have long-term disability coverage at work -- that's a start. However, workplace disability benefits usually cover just a fraction
of your income - about 50% in most cases. Can you survive on just half of your paycheck?
If you would like to get a quote for disability insurance please Click Here
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